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You Need a Budget: The Proven System for Breaking the Paycheck-to-Paycheck Cycle, Getting Out of Debt, and Living the Life You Want

por Jesse Mecham

Experience a life free of financial stress and transform your relationship to money with this indispensable guide—the first book based on You Need A Budget’s proven method that has helped hundreds of thousands of people break the paycheck to paycheck cycle, get out of debt, and live the life they want to live. No one should tell you what to do with your money—only you know what’s most important to you. Always guiding you back to your true priorities, Jesse Mecham will fundamentally change the way you think about your money and what it can do for you. His proven method—four, simple rules—will transform money management from a paralyzing burden to a powerful tool, putting you in total control of your life:
Give Every Dollar A Job. Be intentional about what you want your money to do before you spend it.Embrace Your True Expenses. Break up larger, less frequent expenses into smaller, more manageable amounts. By saving monthly for insurance premiums, holidays, or car repairs, when the time comes, your money is ready and waiting to do its job.Roll With The Punches. When life changes, so must your budget. Make adjustments and move along. Flexible budgets succeed because they’re guilt-free, realistic, and sustainable.Age Your Money. As you repeat the first three rules, you’ll increase the time between the moment you earn a dollar and the moment you need to spend it. When your money is at least a month old, you’ll have finally broken the paycheck to paycheck cycle for good.This tried-and-true system has changed the lives of hundreds of thousands of people by teaching them how to take charge, adjust money habits, eliminate stress, and build the life they want to live. Don’t waste another month counting down the minutes until payday....

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The Money Saving Mom's Budget: Slash Your Spending, Pay Down Your Debt, Streamline Your Life, and Save Thousands a Year

por Crystal Paine

From one of Nielsen’s top 50 power moms comes advice you can take to the bank—literally!

Crystal Paine, who has helped busy women everywhere take control of their finances, presents her most effective strategies designed for families of all sizes and income levels. With hundreds of inspiring “why didn’t I think of that?” tips, plus worksheets, Paine breaks down your goals into easy, manageable steps so you can:

• Achieve a complete financial makeover
• Set up a realistic budget
• Never pay retail
• Slash your grocery bill
• Organize your time and your home
• Use coupons wisely
• Pay with cash only
• Live simply
• Become debt free
• Choose contentment
• Make every dollar count

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101 Book Marketing Ideas For All Budgets: Clearly Defined

por Bo Bennett, PhD

An analysis of U.S. ISBN data by ProQuestª affiliate Bowkerª reveals that the number of self-published titles in 2013 increased to more than 458,564–and this is only for self-published titles. No matter how outstanding your self-published book may be, it is not difficult to realize that it can get lost in the sea of books published each year. Competition for readers is tough, so your marketing has to be tough, as well. In the short book, 101 Book Marketing Ideas For All Budgets - Clearly Explained, self-published author and founder of eBookIt.com, Dr. Bo Bennett, outlines 101 ideas that you can implement to make your book stand out from the crowd. Some of these ideas take expertise, some cost money, but many are free and fairly simple to implement. Don't let your book be one of many that remain dormant on the virtual shelves. Start implementing some of these strategies today and watch your sales skyrocket.  

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The Skinny Budget Diet: Weigh Less, Save Money, Look Great

por Linda Goff

No more wasted money – just a smaller waist! Get the strategy that was created in the kitchen of a 300-pound wife and mother who couldn’t afford another expensive weight loss plan. There was no more room in the family budget for ordering diet foods and supplements through the mail, no money to buy ongoing weekly support, and no way to pay for a high-priced weight loss surgery. Linda Goff had to find budget-friendly way to lose half of her body weight and keep it off for good. The Skinny Budget Diet was born.
Read the secrets Linda shared with the Today Show, the Doctors, on the cover of Woman’s World Magazine, the Huffington Post, and Prevention Magazine. Inside this book, she will give you the step-by-step tools that allowed her to lose 155 pounds with sanity instead of starvation. You can eat normal meals with your family, drop the weight, and lower your monthly food budget. Discover Linda’s proven ways to: Grocery shop smarter. You’ll learn how to buy in bulk without eating in bulk. Organize smarter. You’ll learn storage strategies for your kitchen that maximize convenience and portion-control and minimize waste. Stay stubborn. Linda will help you set-up a free system of weight loss support, tap into the power of faith and prayer, work-up a little sweat without sweating the monthly gym payments, and much more!
Do you have failed weight loss plans in your past? Think of them like a bolt of electricity. They can be dangerous or they can be illuminating. An uncontrolled bolt of electricity can burn you and leave you paralyzed. But if find the courage to try again, that same bolt of electricity can give you amazing energy to move forward if you harness it for good. There is no doubt that our past struggles and failures have power. Linda’s advice for anyone struggling with obesity is to decide – today – what are you going to do with that power? Are you ready to take the first step? Let’s get started.

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Minimalist Living: A Guide to Simple Living, Declutter & Frugal Living (Speedy Boxed Sets): Minimalism, Frugal Living and Budgeting: Minimalism, Frugal Living and Budgeting

por Speedy Publishing

Minimalism is not about having almost nothing. Rather, it’s about stripping down to the bare necessities in order to clear the mind, get more freedom and save more money. The Japanese are the best examples of a minimalist people. If you want to be as effective as the Japanese, then you better start by copying the principles of minimalism. Begin by reading the three books in this collection.

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Budgeting 101: From Getting Out of Debt and Tracking Expenses to Setting Financial Goals and Building Your Savings, Your Essential Guide to Budgeting

por Michele Cagan

“Cagan makes the case that a budget isn’t a buzz killer. It’s financial salvation.” —The Washington Post

Don’t break the bank—learn to create and stick to a budget with this comprehensive, easy-to-understand guide to saving money sensibly in this edition of the popular 101 series.

Sometimes, it can seem like saving money is impossible. With everyday expenses, from groceries and gas, to the electric bill and lunch money, as well as those unexpected expenses, like car repairs and medical bills, getting—and keeping—control of your finances can feel overwhelming.

With Budgeting 101, you can start saving now. This clear and simple guide provides tons of practical advice for keeping track of your finances. With useful tips on setting financial goals, reducing debt, finding ways to save money, and creating and following a budget plan, you’ll have your dollars and cents under control in no time.

Why spend more of your hard-earned money on a financial advisor? Filled with expert advice on a wide range of the most common financial concerns and step-by-step instructions to managing your money both now and in the future, Budgeting 101 has you covered.

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Budgeting for Public Managers

por Swain

Benefiting from the authors' many years of teaching undergraduate and graduate students and practitioners, here is a clear, comprehensive, practice-oriented text for public budgeting courses. Rather than presenting each budgeting concern in mind-numbing detail, the book offers a commonsensical view of public budgeting and its importance to current and future public managers. The text is designed to show readers how managers relate to budgeting and how their actions make a difference in the operation and performance of public organizations. The book covers the historical development of public budgeting, sources of public revenues, revenue management, budgeting processes and formats, operating techniques, politics within public budgeting, and more. "Budgeting for Public Managers" is concise, clearly written, well illustrated, and grounded in the real-world concerns of public managers. Each chapter concludes with a helpful list of additional reading and resources for readers who want to dig deeper into budgeting practice and application.

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The Basics of Public Budgeting and Financial Management: A Handbook for Academics and Practitioners, Edition 2

por Charles E. Menifield

The Basics of Public Budgeting and Financial Management brings budgetary theory and practice together, filling the void between the two that has existed in the field of budgeting and public finance. This book bridges the gap by providing the reader with applications and exercises that reinforce budgetary theory. Students are given the opportunity to learn various concepts and skills necessary to succeed in the field and the exercises provided in each chapter require application of what is learned. Specifically, students will be exposed to basic budget and finance concepts, public revenue, financial management, risk assessment, cost benefit analysis, and so on. This handbook also provides great tools that allow the user to visually display budgets and other analysis. Students will gain the solid foundation needed to begin work in a budget office. Features of this second edition include enhanced data and optional in-class assignments. For ancillary materials, please contact the author at menifieldc@missouri.edu.

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Budgets and Financial Management in Higher Education: Edition 3

por Margaret J. Barr

This book will help new administrators (department chairs, directors, deans) understand and become more proficient in their financial management role within the institution. Highly accessible, practitioners will be able to put the book's guidance to immediate use in their work. It is also grounded in the latest knowledge base and filled with examples from across all types of institutions, so that it makes an ideal text for a courses in graduate programs in higher education leadership and administration. Specifically, the book: • provides an understanding of the basics of budgeting and fiscal management in higher education
• defines the elements of a budget, the budget cycle, and the steps for creating a budget
• suggests ways of avoiding common pitfalls and problems of managing budgets
• contains effective strategies for dealing with loss of resources
• includes end-of-chapter reflection questions and an expanded glossary of terms

Written in plain language this volume provides practical approaches to many complex problems in fiscal management.
This new edition of the book contains new information in every chapter reflecting both the most recent developments in higher education and feedback from readers of the earlier edition. The information on the current higher education financial environment has been updated, and the case studies have been revised. Readers will be introduced to Bowen's theory of resources and expenses as an important way to understand budgetary decision making in colleges and universities. Special attention is paid to the use of restricted funds, the budget implications of faculty appointments and the challenges caused by personnel policies for staff. In addition, greater attention is given to development and implementation of repair and replacement programs in auxiliary enterprises. The challenges that arise when budget problems are postponed are also discussed. The volume contains a number of suggestions for practitioners with new budgeting and fiscal responsibilities.

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Understanding Government Budgets: A Guide to Practices in the Public Service, Edition 2

por R. Mark Musell

Public budgets follow rules of presentation and use terms that make sense to few outside the world of public finance. Moreover, practices vary widely among the thousands of governments across the globe, between federal, state, and local levels of government in the United States, and among nonprofit organizations, many of which provide services similar to governments. Understanding Government Budgets, Second Edition offers a detailed examination of each of the different types of information found in budgets, featuring annotated examples from a variety of organizations. It expands on explanations in the previous edition by including a wealth of examples from governments abroad and from the nonprofit sector. The book stresses that the choices made about content, format, and organization influence the story a budget tells. Designed to help citizens, students, and policy makers become more informed users of public budgets, this book makes the format of budgets and the information they contain accessible and understandable, providing users with the tools they need to make better sense of public organizations and their performance. Complete with online instructor support material including sample problems, in-class exercises, and discussion questions for each chapter, Understanding Government Budgets, Second Edition is perfect for undergraduate or graduate-level courses in budgeting and public administration, and offers a useful guide to budgets for citizens with an interest in how government operates.

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Budgeting Basics and Beyond

Dr. Siegel is the author of 50 books and approximately 200 articles on business topics including many articles in the area of budgeting. His books have been ...
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An introductory guide to creating local budgets - Lane County

Welcome to the Basic Budgeting Book! It is brought to you by the Property Tax Divi- sion of the Oregon Department of Revenue. It is designed to guide you ...
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university of cincinnati current funds budget plan 2020 - 2021

The UC Budget Book describes planned activity in every current fund. It is organized by fund types. Current funds include those resources that can be used to ...
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Book Reviews 359 - jstor

Book Reviews 359 budgeting. This in itself is of interest to American accountants, and for this reason the reviewer hopes that this book will soon find an ...
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National Defense Budget Estimates for FY 2021

“The Green Book,” is a reference source for data associated with the current budget estimates of the Department of Defense (DoD). It.
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Proposed Operating Budget - Prince George's County

The budget book includes three important items regarding the County's FY 2022 budget: summary information, agency budgets and supplemental.
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Briefing Book (PDF) | NYS FY 2022 Executive Budget

FY 2022 Executive Budget Briefing Book. 1. At this time last year, Governor Cuomo had made New York a model for fiscal discipline.
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2021 - LEGISLATIVE BUDGET BOOK - Idaho.gov

Idaho Legislative Budget Book. For Fiscal Year 2022. This Legislative Budget Book is the primary reference document used by the Joint.
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Mayor's Proposed Budget 2022 - City and County of Denver

2021 budget book. Revenue Impact. The City and County of Denver's Treasury Division publishes a combined tax rate schedule showing the.
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Buying Books on a Budget - Reading Partners

Buying Books on a Budget. It's no secret that keeping books in the home is a surefire way to help kids succeed in reading and in school. But books aren't ...
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